Frangly, you do not have my kind of privileged, boarding school upbringing and not bought an apartment in London. I hit 30 in 2016 and it just happened. There was no fuss or fanfare. No one sends a “congratulations on your first home” card if you have not saved up for it yourself.
I had lived for years on a temperamental freelance writer’s salary, and I knew I would never have been able to get a mortgage or even stub a deposit up, so of course only Dad could have produced capital for me to come continue. I did not ask any questions about how the purchase should be financed – money chats make me anxious – and I was free